September is National Preparedness Month #PreparedNotScared

National Preparedness Month, is recognized each September by FEMA to promote family and community disaster and emergency planning now and throughout the year. The 2019 theme is "Prepared, Not Scared."


The following are tips for this years National Preparedness Month. With Hurricane Dorian fresh on everyone's mind, it's a good time to consider these recommendations.

  • Most homeowners’ and renters’ insurance does not cover flood damage. Learn more about flood insurance at FloodSmart.gov.

  • Snap photos of important documents and personal belongings to help you quickly file an insurance claim after a flood. https://youtu.be/i3MfRpND5gk.

  • Start talking with your children early about money. Include kids in discussions about saving for a disaster. Get ideas for how to involve them at ready.gov/kids.

  • 30 Days: The number of days it takes for most flood insurance policies to go into effect. Don’t wait until it’s too late! For more information vist: FloodSmart.gov.

  • Are you financially prepared for a natural disaster? Learn how to make a plan with @CFPB’s tips: https://go.usa.gov/xPbJv.

  • What important documents should you have for an emergency? Download the Emergency Financial First Aid Kit, which will walk you through the planning process: https://go.usa.gov/xypkQ.

  • Plan ahead: how will you pay your bills if a disaster strikes? Prepare Now with the help of these tips and free resources: ready.gov/financial-preparedness.

  • According to the Federal Reserve, 40% of Americans don't have $400 in savings.  What will you do if there is a disaster!  Learn tips to become more financially prepared: www.ready.gov/financial-preparedness.

  • Keep some cash on hand in case of emergencies, since ATMs and credit card readers won’t always be available. Cash can help pay for immediate expenses like lodging, food and gas. Learn more: ready.gov/financial-preparedness.

  • Set aside a small amount from each paycheck to go into your savings account. Find more tips to help you manage your money to be prepared for the unexpected: https://www.usa.gov/flec.

© 2020 by MJ Shoer, LLC.